Truitt is nearly a year old. He is already saying, "Da...da...da..." and we are still working on "Dirk Nowitzki," but after dealing with insurance agencies over the past year, I am determined to teach him a very important question asap--"Are you covered under my insurance?"
It is worth tattooing this question on your chest, just in case you are in an accident and are unable to speak the words, "Are you covered under my insurance?"--this question could save you 1,000's of dollars...all you need to do is go through the pain of a $120 tattoo.
After a year, we are still receiving bills from the hospital and from doctors because certain people came into the delivery room to take blood or check Kayci's pulse and we failed to ask, "Are you covered under our insurance?"
Check this one out--we had Truitt at Methodist Hospital. Our doctor only delivers babies at Methodist hospital. HOWEVER, the hospital is covered under our insurance and our doctor isn't. SAY WHAT???!!! Two different doctors came into a Methodist Hospital delivery room, a room covered under our insurance, but neither one of the doctors were. SAY WHAT???!!!
I now know that when our next child comes, I will be ready. As we walk into the delivery, I am going to set up camp. In front of the door will be a table, a chair, my laptop, and information about my insurance company. Each person that walks through the door will first have to pass the question, "Are you covered under our insurance?" Kayci is just going to have to be patient. :)